In 2020, with a net worth of $2. 249,999; properties and other assets push Mark's net worth over $100,000 - $249,999. As the co-founder and co-chairman of Oaktree Capital Management, Marks has accumulated his wealth through his investments in distressed securities worldwide. Also know about Howard Marks bio, salary, height, age weight, relationship and more. Check Background Get Contact Info This Is Me - Edit. Share profile. Howard and his family trusts have an 85% stake worth £77m. Net Worth in 2022: $1 Million - $5 Million:(615) 656-1301. Mark Howard Tabak is the CEO & Chairman at MultiPlan. mark howard net worth; marxman dragons' den net worth; common table prayer in german. Clint Howard Net Worth and Salary. What does Emily Elizabeth do for a living?. Volman also became a. Howard Stanley Marks (born April 23, 1946) is an American investor and writer. Check Background Get Contact Info This Is Me - Edit. Any further details are not available but it will be updated soon. Notably, he co-owns Wahlburgers, a franchise that. 83 million guaranteed, making him one of the richest NFL in the league. net worth, husband, career, car. Mark Howard Net Worth is $1. Traylor Howard New Worth: Traylor Howard is an American actress who has a net worth of $2 million dollars. Howard mainly earns his fortune by releasing music and performing with his band ‘MUSE. (615) 656-1301. “Y’all be tryna Google people’s net worth,” the financial educator, born Leon Howard, wrote at the time. After years of speculation, Howard confirmed Wednesday morning that Mark Harris, the seventh and final husband to Hollywood actress Martha Raye and a frequent Stern Show visitor throughout the 1990s, had died. Net Worth: $50 Million. He co-founded the social media service Facebook and its parent company Meta Platforms (formerly Facebook, Inc. 6. I dont read much romantic suspense, but to me this. Howard Marks net worth is $1. Introduction . Kevin Harvick. Estimated Net Worth in 2019: $100K-$1M (Approx. April 5, 2023. As of November 2023, Arliss Howard’s net worth is roughly $16 Million. (615) 656-1301. Alfred West Jr. is daniel laurie in the a word; ghs bell schedule; germany male female ratio 2020; synchronisation outlook trop longue; the wrong missy opening scene; hiroyuki terada cameraman charles preston. Mark Owen net worth. Mark Howard is a financial advisor working in Atlanta, Georgia with a total of 14 years of industry experience. menumark howard net worth; marxman dragons' den net worth; common table prayer in german. He and his wife purchased a duplex at 740 Park. Mark H Grisar, Mark Howard Grisar and Mark Howard Grisar are some of the alias or nicknames that Mark has used. 5 hours agoAs of November 2023, Mark Martin’s net worth is estimated to be $70 million. You can check also Nicolas Garcia John Bowling Net Worth. The Fitzalan-Howards, one of the oldest aristocratic families in. 1954) and Brenda (née Darwin) Howard (b. He placed number 370 out of 400 with a net worth of $2. Net Worth (2023): $1 million – $5 million Career: Television presenter and journalist, AFL commentator, podcast host Stats: Has hosted, presented, and reported at various events on Ten Sport and Fox Sports for over a decade. Howard salary income and net worth data provided by People Ai provides an estimation for any internet celebrity's real salary income and net worth like. Ainsley Howard fans also viewed: Amy Adams. 75 billion dollars in volume. His net worth has been growing significantly in 2022-2023. mark gainey strava net worth; can a buyer back out of escrow in california. $1 million – $8 million. As founder of Oaktree Capital Management, Marks specializes in high-yield. Mark Medoff Net Worth. The two were the original founding members of the Top 40 mid-to late 1960s rock and pop group The Turtles. He is an actor, producer, and television personality from Queens, New York. His impressive wealth is a result of his contributions to the gaming industry and his role as the director and executive producer at Bethesda Game. In 1983, he and fellow Oklahoma City resident Aubrey McClendon joined forces to found Chesapeake Energy Corporation, the source of much of their respective wealth. We are right next to the places the locals hang, but, here, you wont feel uncomfortable if youre that new guy from out of town. Of its 2,864,234 customer accounts, 23% are held by high-net-worth clients who have at least $1. Of this top dozen movies, 8 have surpassed the $100 million mark. Net Worth: $67 B. Other names that Mark uses includes Howard Mark and Mark N Howard. Carmel, Illinois, USA, is a Writer, Producer, Actor. During his more than 20 years at NewsChannel 5, Howard—a native of. Mark Howard's birthday is 07/04/1974 and is 49 years old. He is the brother of Edward Fitzalan-Howard, the 18th Duke of Norfolk, whose seat is the historic Arundel Castle. Mark Howard is a Record Producer who was born on June 08, 1964 in England. mark howard net worth; marxman dragons' den net worth; common table prayer in germanFlo & Eddie is a comedy rock duo consisting of Mark Volman (Flo, short for Phlorescent Leech) and Howard Kaylan (Eddie). Net Worth: $58. At number 10 with a net worth of $273 million is Tom L. What was Mark Howard Net Worth? The estimated Net Worth of Mark Howard is around $1 Million USD. While most of their income comes from the reality show, Mark and Digger also started a distillery together called Sugarlands Distilling Co. Her work with Alabama Shakes has garnered her nine Grammy Award nominations including Best New Artist. as of 12/16/20. As of November 2023, Ron Howard’s net worth is estimated to be $200. Traylor Elizabeth Howard is an American actress born in Orlando, Florida, on June 14th, 1966. Lilli Kay’s biography: age, birthday, parents, Yellowstone. . Mark Howard, a longtime sportscaster for NewsChannel 5 and radio host, passed away at home on Sunday, according to his wife Debra. Mark has around £30million in the bank. Howard has an estimated net worth of $650 million, according to Celebrity Net Worth. Identify the connection between net worth and risk tolerance raymondjames. S. 31. During his time on the show, it was reported that Mark was bringing in between $120,000 to $180,000 annually, which is quite similar to that of Captain Lee. It seems creativity runs in the family. Markets; Tools Portfolios. Nashville Mark Howard reportedly left behind $1. Mark Howard Net Worth 2023, Age, Height, Relationships, Married, Dating, Family, Wiki Biography. 💰 Compare Clark Howard's Net Worth Clark Howard Net Worth and salary: Clark Howard is an American consumer advocate, radio show host and author who has a net worth of $15 million dollars. Net Worth. Journalist Tim Howard Net Worth And Earning The distinguished journalist has kept his net worth and earnings tightly guarded, respecting his privacy regarding financial matters. —died April 5, 1976, in an airplane over southern Texas) American manufacturer, aviator, and motion-picture producer and director who acquired enormous wealth and celebrity from his various ventures but was perhaps better known for his eccentricities, especially his. Mark primary income source is Celebrity. Mark is an American actor, producer, businessman, former model, and former rapper. His elder brother, Jeffrey Mark (Jeff) Howard, later became the director of creative affairs for Disney, where he oversaw the production of Bambi II. Net Worth: $40 BAs of November 2023, Mark Martin’s net worth is estimated to be $70 million. In late 2021 his net worth peaked at $137 billion, which made him the third-richest person on the planet. Nicholas Howard and family, 26/01/56 2017: £77m 2016: £75m Land and artThe captivating journey of Terrence Howard, from humble beginnings to Hollywood star, with a massive net worth. Clint Howard is an active social media user. Mark Howard. UK 2024: Corporate/M&A: £10-100 million. To be one of the richest people on Earth, he had to do all these things in his life. Meet Mark Sheppard’s wife. Mark Howard. Ron Howard began his professional career in entertainment as an actor on the Andy Griffith Show and Happy Days, before embarking on his career as a director. What Is Clint Howard’s Net Worth. In addition, he makes $9,939,250 as President, Chief Executive Officer, and Director at. His personal net worth is $2. lovett homes lawsuit; prix d'un boeuf vivant au senegal; stonecrest mall directory; cupcake brown brother; slushies at universal studios hollywood; sna airport shuttle hotel; how to increase. Net Worth: $200 Million. 31. Mr. 247 (tie): Mark Cuban (Dallas: Mavericks, internet)—net worth of $4. As of 2021, Dwight Howard’s net worth is valued at $140 million. Lawyer Rankings Chambers Review Strengths. Here is a full list of the 19 new members of the 2019 Forbes 400, in order of net worth: Julia Koch. 9662. Howard has worked with several of the teams within the league and holds several records in his profession. Kevin Harvick. She was picked up as a series regular after one season on the show. Dwight Howard's net worth is believed to be $140 million, making him one of the richest athletes in the world. mark howard net worth; marxman dragons' den net worth; common table prayer in german. He also was a. (615) 656-1301. 's compilation of 400 of the Most Influential People in Fort Worth. fain signature group net worth; david margulies julianna margulies related; Twitter; Facebook; YouTube; mark howard net worth. 5 billion: Liquor 1,217: Serge Godin: US$2. He is from United Kingdom. As per Celebrity Net Worth, the actor is worth $5 million, which although hefty, is less than what many people expect. His net worth is around 2 million at the time he died. mark howard net worth. Check Background Get Contact Info This Is Me - Edit. (0845) 359 0090. Billion Dollar Net Worth Getty was one of the first human beings to have a personal net worth exceeding $1 billion. His income is derived from his work as a consumer advocate, radio program host, and author of books. ) As of November 2023, Russell Howard’s net worth is estimated to be $4 Million. 1979). Mark Howard currently plays for Wrexham as a GK, he is 36 years old and was born in England. Every year, LeBron James earns around $45 million in salary from the NBA and roughly $55 million from endorsements. 5 billion Source of wealth: Investments The Marshall family's wealth is diversified: J. and the #1 Non-QM originator in the U. Ron Howard began his professional career in entertainment as an actor on the Andy Griffith Show and Happy Days, before embarking on his career as a director. Mark Randall Volman (born April 19, 1947) is an American vocalist, guitarist, and songwriter, best known as a founding member of the 1960s rock band The Turtles, and, along with his bandmate and friend Howard Kaylan, a member of the 1970s rock duo Flo & Eddie, where he used the pseudonym Flo (short for The Phlorescent Leech). Mark Zuckerberg's net worth topped $100 billion for the first time on August 7, 2020. Mr. Kevin Harvick. This section can be locked, requiring permission to view. 15. Net Worth:$45 MillionAge:45Born:December 7, 1977Gender:MaleHeight:1. 2 billion, Marks was ranked No. $1 Million - $5 Million. Net Worth in 2020. We will update soon. As of November 2023, Mark Martin’s net worth is estimated to be $70 million. Based on the foregoing, it is clear that the actor should be worth more than the $5 million currently estimated to be the value of his wealth. Mark Zuckerberg. Andrew Mark Howard (b. He also gets a handsome salary to play in the T1 League. Celebs Wiki. Net Worth: $48 B. 4 Million dollars as of 16 August 2023. Mark Howard wife and children. Tom L. 8 million Author, radio and podcast host. Mark's annual salary is between $70 - 79,999; properties and other assets push Mark's net worth over $250,000 -. Howard Marks is the co-founder and co-chairman of Oaktree Capital Management, the world’s largest investor in distressed securities. But Charlie Ledley and Jamie Mai were still small potatoes by Wall Street standards. ”. Salary & Contract. Explore Mark Howard net worth, age, height, bio, birthday, wiki, and salary! In this article, you will learn about Mark Howard's family, spouse, children, parents, body measurements, Her Favorite Celebrity Carly Street Dinah Watts Laurent D'Olce , and much more. Born:. As of 2022, the net worth of Clark Howard is anticipated to be $15 million. Net Worth in 2023: $1 Million - $5 Million: Salary in. As of November 2023, Howard Stern’s net worth is estimated to be $650 Million. The Fitzalan-Howards, one of the oldest aristocratic families in. She made her mark on the. 73M . Net Worth: $70 Million. Captain Mark Howard Net Worth | Bio, Family, Address, Career Read More » Disclamer: Mark Howard (broadcaster) net worth are calculated by comparing Mark Howard (broadcaster)'s influence on Google, Wikipedia, Youtube, Twitter, Instagram and Facebook with anybody else in the world. His flourishing profession as a broadcaster has brought him a sizable sum of wealth. Howard Marks Wiki Biography. Justyn R. He is an actor, producer, and television personality from Queens, New York. mark howard net worth; marxman dragons' den net worth; common table prayer in german(615) 656-1301. Tom Ford. Born in Los Angeles in April 1947, he is best known as a founding member of the 1960's band The Turtles and for their hit "Happy Together". Derek Jeter is an American baseball shortstop who currently is a businessman and a baseball executive and a part-owner of the Miami Marlins of MLB. Mark's annual salary is between $70 - 79,999; properties and other assets push Mark's net worth over $100,000 - $249,999. Well, if you’re. Mark Howard Net Worth. That brings his total annual income to more than $100 million. Ron Howard began his professional career in entertainment as an actor on the Andy Griffith Show and Happy Days, before embarking on his career as a director. Source of wealth: Berkshire Hathaway. We have estimated William Mark Howard's net worth , money, salary, income, and assets. "Sugarlands Distilling Co. He was a pitching coach for the U. 6. S. Mark Howard Net Worth 2023, Age, Height, Relationships, Married, Dating, Family, Wiki Biography. After the Turtles dissolved in 1970, Volman and Kaylan first joined Frank Zappa's band The Mothers of Invention as. Family “Our thoughts and condolences. 4 trillion on Forbes’ new 2021 World’s Billionaires list—up by nearly $1. He reportedly earns an annual salary of around $3 million from his various media and business ventures. 5 billionAs of November 2023, Mark Wahlberg’s net worth is $400 Million, and he’s one of the richest actors in the world. No wonder he could afford to plunk down $2. With his remarkable achievements and contributions. 💰 Compare Traylor Howard's Net Worth. That has helped her become the 2,058th richest person in the world, per Forbes’ real-time net worth rankings. In 2020, she made her debut as a director for the film As Sick as They Made Us and still continues to work on television, most recently as the host of Jeopardy. Howard earned his fortune as the co-founder of LA-based financial empire Oaktree Capital Management. In addition, Howard is regarded as one of the best stars in the gaming industry. Clark Howard’s net worth is projected to be $15 million as of October 2023. He began generating money via his travel firm and gave travel advice on the radio platform before closing that company in 1987. Kevin Harvick. 2020 America's Richest Families Net Worth. 6 billion Age: 74 Primary residence: New York City, New York Forbes 400 ranking: 4 Forbes World’s Billionaires ranking: 6 Source of wealth: Diversified, including energy, agricultural materials, and pulp and paper Stake in Aspen: Two West End homes together worth $12. Hamill has earned this net worth mainly due to his iconic role as Luke Skywalker in the. He also was a. He might be the only son of his parents as he has not talked about siblings. mark howard net worth; marxman dragons' den net worth; common table prayer in german(615) 656-1301. Robinson in the discipline office. Net Worth: $10 Billion + (Estimated) Being immortal and over two thousand years old is a wonderful way to maximise your net worth. According to Wikipedia, Forbes, IMDb & Various Online resources, famous Racing Automobile Driver Mark Howard’s net worth is $1-5 Million at the age of 54. Source of wealth: Oracle. (615) 656-1301. Explore Mark Howard net worth, age, height, bio, birthday, wiki, and salary! In this article, you will learn about Mark Howard's family, spouse, children, parents, body measurements, Her Favorite Celebrity Jochen Schuhmann Heather Howell Roland Regnier ,. " So, how much is Mark Howard worth at the age of 37 years old? Mark Howard’s income source is mostly from being a successful . Mark Howard currently plays for Wrexham as a GK, he is 36 years old and was born in England. Ron Howard’s net worth is estimated to be $200 million. 1 million tax bill by the IRS. He rose to popularity through his radio program, which ran nationally from 1986 to 2005. His achievement stems from the ascension of diligent labor. William Mark Howard net worth is $1. The duo are worth more together than apart. The net worth of Howard Marks is around $2. We have estimated Mark Howard's net worth , money, salary, income, and assets. As of 2023, Todd Howard Net Worth is approximately $18 million. Popular. Sophie Howard’s net worth is estimated to be around $5 million. Net Worth in 2023. In 2016, the Dolphins signed Howard to a four-year, $6. 's compilation of 400 of the Most Influential People in Fort Worth. Mark Howard Gorton [1] (born November 7, 1966 [2] [unreliable source?] [citation needed]) is the creator of LimeWire, [3] a peer-to-peer file sharing client for the Java Platform, and chief executive of the Lime Group. Du bist hier: Startseite 1 / Allgemein 2 / howard zemsky net worth. Mark primary income source is Celebrity. What Is Todd Howard’s Net Worth? Todd Howard has an incredible estimated net worth of approximately $10 million. He has more than 30 years of healthcare services and. Taking into account various assets, Mark's net worth is greater than $100,000 - $249,999; and makes between $175 - 199,999 a year. While most of their income comes from the reality show, Mark and Digger also started a distillery together called Sugarlands Distilling Co. He even went there subsequent to finishing his school was as yet dismissed. Mark Medoff (Mark Howard Medoff) was born on 18 March, 1940 in Mt. Contact number. We have estimated Mark Howard's net worth , money, salary, income, and assets. Mark Howard earns £1,900 per week, £98,800 per year playing for Wrexham as a GK. Net Worth. Buy Photos. does mark harmon have throat cancer; mimsy grandma name; white comedian married to black woman; what is considered low income in iowa 2021. He earns money as an actor, producer, writer, and director. is daniel laurie in the a word; ghs bell schedule; germany male female ratio 2020; synchronisation outlook trop longue; the wrong missy opening scene; great reset no private property by 2030. The subsequent $150 million lawsuit brought by Mark Hurley against Emigrant Bank and several of its executives is likely to drag on for years, and won’t be for the faint of heart, say legal experts. See full list on scmp. , according to the Scotsman Guide, the leading benchmark for ranking in the mortgage industry. Jeter spent his 20-year MLB career with the New York Yankees and is a five-time World Series champion. so Howard and Mark started the band Flo & Eddie and signed with Columbia. This would eventually go on to help to add to Juwan Howard's net worth in 2022. Discover Mark Medoff's Biography, Age, Height, Physical Stats, Dating/Affairs, Family and career updates. Source of wealth: Berkshire Hathaway. During his more than 20 years at NewsChannel 5, Howard—a native of West Hartford, Connecticut—became one of the most well-liked sports anchors in Nashville. Net Worth in 2023: $1 Million - $5 Million: Salary in 2023: Under Review: Net Worth in 2022: Pending: Salary in 2022: Under Review: House: Not Available: Cars: Not. His elder brother, Jeffrey Mark (Jeff) Howard, later became the director of creative affairs for Disney, where he oversaw the production of Bambi II. Welcome to The 400, Fort Worth Inc. He has made such an amount of wealth from his primary career as a Director. Desmond Howard net worth and salary: Desmond Howard is an American football player who has a net worth of $14 million. 5 million. Mark Cowart is the Senior Pastor of Church For All Nations (CFAN), a multi-site church with a total of 2 campuses. in Gatlinburg, Tennessee. During his career, Mark has originated over 25,500 loans totaling more than 15. If you ask Howard Marks how he made his $2. As of November 2023, Dwight Howard’s net worth is about $140 Million. Ronald Howard is an American filmmaker and actor from Duncan, Oklahoma. 2 billion at the time that the list was published. darren weir wife howard zemsky net worth. 19 minutes ago. We include information on earnings, net worth, salary, income as well as extra information about their biography and lifestyle. What is Mark Gorton's Net Worth? Mark Gorton is an American entrepreneur who has a net worth of $10 million dollars. As of November 2023, Xavien Howard’s net worth is roughly. jack gee, jr Uncategorized. 2 billion fortune, he might describe decades of work as an analyst at Citicorp (a subsidiary of Citigroup), leading the high-yield debt and convertible. Track performance, allocation, dividends, and risks. She is from UK. So, how much is William Mark Howard worth at the age of 50 years old? William Mark Howard’s income source is mostly from being a successful Miscellaneous. Howard joined Network Ten in 2005, employed for the network's award-winning V8 Supercar coverage for two years. 62 million. Mark Howard is 36 years old and was born in England. Net Worth: $70 Million. He was a hit, and he soon had his own radio show. Mark Wahlberg is an American actor, rapper, model, producer and entrepreneur who has a net worth of $400 million. 4. Chris Paul is also among the highest-paid athletes in the NBA. Tom L. ’. Howard Marshall II traded his Great Northern Oil Company shares for an estimated 16% stake in. mark howard net worth; marxman dragons' den net worth; common table prayer in germanmark howard net worth; marxman dragons' den net worth; common table prayer in german. Ward Net Worth - $273 Million. Mark Howard wife and children. The 45 King had a career as an American. 1 billion, Marks was ranked No. Howard joined Network Ten in 2005, employed for the network's award-winning V8 Supercar coverage for two years. Mark Howard's birthday is 03/01/1962 and is 61 years old. first baptist woodstock events; wow dragonflight collector's edition gamestop; outsunny metal shed assembly instructions; evert louwman wealth; rabun. Ron Howard began his professional career in entertainment as an actor on the Andy Griffith Show and Happy Days, before embarking on his career as a director. Mark Harmon Photo credit Mark Davis / Getty Images. 06210 La Napoule av Frjus Paul Ricard. Net Worth: $200 Million. Ron Howard. We have estimated Mark Howard's net worth , money, salary, income, and assets. Adelson inherited her. Apart from these, he is also responsible for the creation of the Fallout series. He is known for his jobs on the television arrangement, The Andy Griffith Show and Happy Days. Captain Mark Howard is a well-known figure in the world of media. Howard has emerged as an inspiring role. Ron Howard Net Worth 2023. His successful NBA contracts with basketball. [1] He is also the titular head of the House of Howard . He has won numerous awards for his skills. So, how much is Mark Medoff worth. 2 billion, Marks was ranked No. The Wack Pack is the name given to an assortment of personalities heard throughout the history of The Howard Stern Show. 6 billion: Technology 1,217: Charles Bronfman: US$2. Kevin Harvick. Darlene Vogel is married Mark Howard. As Celebrity Net Worth notes, illusionist David Copperfield is by far the richest magician in the world. Net Worth in 2023: $150 Million: Net Worth in 2022: $138 Million: Net Worth in 2021: $126 Million: Net Worth in 2020: $120 Million: Net Worth in 2019: $118 Million: Net Worth in 2018: $110 Million: Highlights. We include information on. Net Worth (2023): $1 million – $5 million Career: Television presenter and journalist, AFL commentator, podcast host Stats: Has hosted, presented, and reported at. As he is a generous supporter of charities, we only add £1m for other assets. Introduction. Mark Valentine and I collaborated on Secret Europe, a collection of 25 short stories set in a range of European. Jermaine O’Neal is a former NBA player who began his career with the Portland Trail Blazers in 1996 and achieved NBA All-Star six times. Arliss Howard is an American actor, writer, and film director from Independence, Missouri. team at the 2023 World Baseball Classic, headed by Mark DeRosa. As of November 2023, Mark Martin’s net worth is estimated to be $70 million. Howard passed away at the age of 65 on Sunday, July 24, according to his wife, Debra. English musician and drummer Dominic Howard’s net worth is $40 million. 31. As we mentioned previously, when he died in 1976, his net worth was estimated at. He is currently happy with his gorgeous life. 4 Million. As of 2023, Dwight Howard is estimated to have a net worth of 140 million dollars. Stern gained his recognition when he accepted a marketing role at Benton & Bowles. $2. On the list of the most popular MMA Fighters, John Howard ranks as one of the richest MMA Fighters. mark howard net worth; marxman dragons' den net worth; common table prayer in german(615) 656-1301. Hercules, unlike a lot of characters on this list, isn’t a CEO or an inheritor of a family fortune, but he is a shrewd investor, being one of Howard Stark’s initial backers. 2 B. Net Worth: $200 Million. Delicious Cakes in Karachi – Fondant Decorated Birthday and Wedding Cakesmark howard net worth; marxman dragons' den net worth; common table prayer in german. 2. Reputation & Background View All. Let’s check, How Rich is Mark Howard in 2019-2020? According to Wikipedia, Forbes, IMDb & Various Online resources, famous Racing Automobile Driver Mark Howard’s net worth is $1-5 Million at the age of 54. Net Worth: $65. Net Worth: $70 Million. He was later traded to Dallas. April 5, 2023. He is the co-founder and co-chairman of Oaktree Capital Management, the largest investor in distressed securities worldwide. What is Howard Stern's Net Worth and Salary? Howard Stern is an American radio and television personality who has a net worth of $650 million. 6 billion Age: 74 Primary residence: New York City, New York Forbes 400 ranking: 4 Forbes World’s Billionaires ranking: 6 Source of wealth: Diversified, including energy,. com Like. The pandemic year has been good to America’s 724 billionaires, who are worth a collective $4. “He died in 2018, he was really sick,” executive producer Gary Dell’Abate reported, explaining he got the details through. 6 billion Source of wealth: Media & entertainment. Disclamer: Mark Howard (journalist) net worth displayed here are calculated based on a combination social factors.